Get ready for risk Get ready for risk Get ready for risk

Get ready for risk


Saxo Group

Defensive, aggressive – what’s your risk profile?

Creating a portfolio is all about managing risk and reward – and finding the right balance between the two is one of the most important steps you’ll take on your investing journey. 

Remember, every investment carries some risk, whether it’s a volatile stock or a “safe haven” asset like gold. So, creating a portfolio isn’t about avoiding risk entirely – you can’t – but you can understand and manage the risks and build a portfolio that matches your taste for risk.

Playing defense

Your risk appetite says a lot about what type of investor you are. If market fluctuations make you queasy and you’re not comfortable with the possibility of losing your capital, you’re probably a defensive investor. If this sounds like you, investing in bonds should be on the menu, with smaller portions of stocks and non-traditional investments.

Over time, a more cautious portfolio won’t return as much, but you will have stable long-term growth, without the headaches of taking on more risk.

More risk, more returns

On the other hand, if you’re keen to take a big bite out of the market and can stomach some ups and downs along the way, you’re the aggressive investor type. You’d be at home having more stocks in your portfolio, even dipping into foreign equities, oil or other alternative investments.

Why put more risk on your plate? Simple – for more reward. Over time, an aggressive portfolio can bring higher returns. Just be sure you’ve got the appetite for it.

Twenty pounds of headlines

Creating a portfolio doesn’t happen in a vacuum – risk is always present. Anything from global headlines to breaking business news can move financial markets with dizzying speed and a knock-on effect on your investments.

If you’re a defensive investor, you’ll be best prepared for these risks, with assets like government bonds, gold or foreign currencies far from your main market creating a “safe space” for your money.

Profiles in courage

Aggressive investors always face risk, whether it’s from a world event headline or something as simple as an analyst’s downgrade of your favourite stock.

But while you’re intrepidly chasing opportunities, don’t forget to take a page from the defensive investor’s playbook and diversify your portfolio with some safe haven assets to hedge your riskier bets. 

Whatever type of investor you are, learning to manage risk is key to creating your portfolio – whether you want it to preserve your capital, maximise your returns or anything in between.

You can learn more about risk management and investing in this Saxo webinar.

Explore our investment solutions

Spread your risk easily

With our range of over 3,000 Exchange Traded Funds (ETFs), you can spread your risk easily across global stocks, bonds and commodities such as oil and gold.

Explore ETFs


Portfolios for every risk profile 

From defensive to aggressive, there’s a SaxoSelect managed portfolio to fit your risk profile – all available for instant investing right from our platform.

Discover SaxoSelect

Crediti e Disclaimer

Nessuna delle informazioni e analisi qui contenute costituisce un consiglio di investimento o un'offerta o sollecitazione ad acquistare o vendere qualsiasi valuta, prodotto o strumento finanziario, effettuare investimenti o partecipare a una particolare strategia di trading. L’investitore si assume la responsabilità di valutare, in modo indipendente, la precisione e la completezza delle informazioni e il relativo utilizzo. La presente comunicazione di marketing non è assimilabile ad alcuna forma di produzione o diffusione di ricerca in materia di investimenti e pertanto non è stata preparata conformemente ai requisiti giuridici volti a promuovere l’indipendenza della ricerca. Eventuali informazioni riportate che si riferiscano a rendimenti, non devono essere interpretate come indicazioni di rendimenti futuri o di garanzia di conservazione del capitale investito ma come indicazioni di rendimenti realizzati in passato. Con strumenti finanziari "più negoziati in piattaforma" si fa riferimento al controvalore nominale negoziato su tutte le piattaforme del Gruppo Saxo.